Welcome to MichaelATStewart.com (the “Site”). These Terms and Conditions (“Terms”) govern your use of this website. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Acceptance of Terms

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. Your continued use of the Site constitutes your acceptance of any updates or modifications made to these Terms.

2. Changes to the Terms

Michael A. T. Stewart reserves the right to update or modify these Terms at any time without prior notice. The most current version of the Terms will be posted on this page, and your continued use of the Site after any changes signifies your acceptance of the updated Terms.

3. Intellectual Property

All content on this Site—including text, graphics, logos, images, and designs—is the property of Michael A. T. Stewart or its respective licensors and is protected by copyright and other intellectual property laws. You may view, download, and print content for personal, non-commercial use only. Any other use—including reproduction, distribution, or modification—without prior written consent is strictly prohibited.

4. Use of the Website

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site. Prohibited conduct includes, but is not limited to:

• Violating any applicable laws or regulations.
• Attempting to gain unauthorized access to the Site or its related systems.
• Posting or transmitting any content that is offensive, defamatory, or infringing.
• Disrupting the normal flow of dialogue or otherwise acting in a manner that negatively affects other users.

5. Disclaimer

The information on this Site is provided “as is” without warranty of any kind. Michael A. T. Stewart makes no representations or warranties regarding the accuracy, completeness, or suitability of the content on the Site. Your use of the Site is at your own risk.

6. Limitation of Liability

In no event shall Michael A. T. Stewart be liable for any indirect, incidental, consequential, or punitive damages (including, without limitation, loss of profits, data, or goodwill) arising out of or in connection with your use of or inability to use the Site, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Site is to discontinue its use.

7. External Links

This Site may contain links to third-party websites or resources. These links are provided for your convenience only. Michael A. T. Stewart does not endorse and is not responsible for the content, accuracy, or opinions expressed in such websites, and you access them at your own risk.

8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Trinidad and Tobago. Any disputes arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Trinidad and Tobago.

9. Contact Information

If you have any questions or concerns about these Terms, please contact:

Michael A. T. Stewart
c/o Church of Christ Canaan
Kilgwyn Bay Road, Bon Accord Tobago
Phone: +1 868 688 5363 or +1 868 617 1237
Email: communicationconsultanttobago@gmail.com
Alternate Contact Number: 18686885363

10. General Provisions

• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
• No Waiver: The failure of Michael A. T. Stewart to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
• Entire Agreement: These Terms constitute the entire agreement between you and Michael A. T. Stewart regarding your use of the Site.

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.